Bilingual Credit Product Portfolio Specialist

About this role:
Wells Fargo is seeking a Bilingual Credit Product Portfolio Specialist to join the Vendor Finance team and play a key role in managing and optimizing credit product performance across our partner programs. This position offers a unique opportunity to work closely with program partners, analyze portfolio trends, and contribute to strategic initiatives that drive growth and profitability.
You'll be part of an inclusive, team-based environment where collaboration, diverse perspectives, and shared success are at the heart of everything we do.
This is more than a job-it's a career-building opportunity. We are committed to investing in your development and providing a clear path for advancement within our organization.
This role is for a vacancy in our Mississauga office.
In this role, you will:

• Portfolio Management: Monitor and analyze credit product performance across partner programs, ensuring alignment with risk appetite and profitability targets.
• Client & Partner Relationships: Participate in building and maintaining effective relationships with program partners and internal coverage teams, sharing relevant insights and collaborating on strategic opportunities.
• Financial & Risk Analysis: Review and analyze client portfolios for key metrics such as cash flow, liquidity, leverage, working capital, debt coverage, collateral, and repayment sources to support underwriting and periodic reviews.
• Recommendations & Judgment: Present recommendations for resolving complex situations and exercise independent judgment while developing expertise in policies, procedures, and compliance requirements.
• Deal Support & Gap Analysis: Partner with senior peers on individual deals and client relationships to identify gaps, understand client businesses and financial positions, and execute opportunities for modifications, renewals, and refinancings.
• Portfolio Reviews & Risk Management: Participate in regular portfolio reviews to manage risk and lead problem loan resolutions where applicable.
• Product Feedback: Partner with product management teams to provide feedback on tools and processes that improve delivery of credit solutions and meet client and market needs.
• Client Servicing: Collaborate with senior peers and functional partners to resolve client servicing requests and inquiries related to credit products.

Required Qualifications:

• 2+ years of secured or specialized lending relationship management or portfolio management experience, or equivalent demonstrated through one or a combination of the following: work experience, training, military experience, education
• Bilingual in French and English

Desired Qualifications:

• Strong analytical skills with proficiency in Excel; experience with SQL, Python, or BI tools (Power BI/Tableau) is an asset
• Excellent communication and relationship-building skills
• Ability to manage multiple priorities and deliver results in a fast-paced environment
• University degree in business/commerce, accounting or finance

We are looking for someone who is energetic and collaborative. You work well with others and want to grow your career in a fun and fast-paced team environment.
What's in It for You:

• Career Growth: This role is designed as a steppingstone to more senior positions within credit, product, or risk management.
• Professional Development: Access to mentorship, training programs, and opportunities to expand your technical and leadership skills.
• Impactful Work: Collaborate with partners and internal teams to shape strategies that directly influence business performance.
• Inclusive Culture: Working with us means being part of a diverse and inclusive environment, where you'll have the opportunity to connect beyond your role-whether that's through our Women's Connection Committee, Spark Squad events, or meaningful volunteer work in the community!

Success in This Role Looks Like:

• Strong engagement and alignment with program partners.
• Healthy portfolio performance across key metrics (loss rates, profitability, growth).
• Timely execution of strategic initiatives and compliance with governance standards.

Wells Fargo benefits, Canada:
At Wells Fargo, employees are our most valuable resource. Our benefits are here to help you be your best self at work, at home, and at play - physically, emotionally, and financially. That's why employees are provided with a comprehensive program that supports health and well-being, savings and protection, and lifestyle and leisure.
Posting End Date:
30 Dec 2025
*Job posting may come down early due to volume of applicants.
We Value Equal Opportunity
Wells Fargo is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, status as a protected veteran, or any other legally protected characteristic.
Employees support our focus on building strong customer relationships balanced with a strong risk mitigating and compliance-driven culture which firmly establishes those disciplines as critical to the success of our customers and company. They are accountable for execution of all applicable risk programs (Credit, Market, Financial Crimes, Operational, Regulatory Compliance), which includes effectively following and adhering to applicable Wells Fargo policies and procedures, appropriately fulfilling risk and compliance obligations, timely and effective escalation and remediation of issues, and making sound risk decisions. There is emphasis on proactive monitoring, governance, risk identification and escalation, as well as making sound risk decisions commensurate with the business unit's risk appetite and all risk and compliance program requirements.
Candidates applying to job openings posted in Canada: Applications for employment are encouraged from all qualified candidates, including women, persons with disabilities, aboriginal peoples and visible minorities. Accommodation for applicants with disabilities is available upon request in connection with the recruitment process.
Applicants with Disabilities
To request a medical accommodation during the application or interview process, visit Disability Inclusion at Wells Fargo .
Drug and Alcohol Policy
Wells Fargo maintains a drug free workplace. Please see our Drug and Alcohol Policy to learn more.
Wells Fargo Recruitment and Hiring Requirements:
a. Third-Party recordings are prohibited unless authorized by Wells Fargo.
b. Wells Fargo requires you to directly represent your own experiences during the recruiting and hiring process.